Commercial Loan
Commercial Loan
When your business needs to expand its scale or make major investment activities (such as purchasing production equipment, office space, warehouses), you can apply for a business loan to provide you with the necessary funds.
Below are examples of different types of business funding:
- Finance to purchase commercial properties such as shop front, warehouse, office, and specialised property such as service station and medical centre.
- Finance to purchase a business such as a cafe, restaurant, grocery store, pharmacy, import and export business.
- Finance for property development projects such as high-rise, subdivision, construction of specialised property such as childcare and medical centre.
- Cashflow solutions for working capital, inventory, wages, renovations, and other business needs.
- Self Managed Super Fund (SMSF) investment by purchasing residential or commercial properties.
- The loan term for a commercial loan is generally between 1-15 years and the loan to security value ratio is between 50-80%.
- Due to the complex nature of commercial finance, it is certainly highly recommended that you speak to our team to find out which type of business loan and structure suits your business best.
